What is the GST impact on my property purchase this year?

The GST (Goods and Services Tax) depends entirely on the stage of construction:

• Ready-to-Move-In (with Completion Certificate): 0% GST. This is why many Indian buyers prefer finished flats—it saves you 5% immediately.

• Under-Construction (Standard): 5% GST (without Input Tax Credit).

• Affordable Housing: 1% GST (for houses valued up to ₹45 Lakhs and meeting specific size criteria).

• Note: GST is only applicable on the property value, not on Stamp Duty or Registration.