How much should I budget for Stamp Duty and Registration in 2026?

These costs vary by state and the gender of the owner. On average, you should budget 5% to 8% of the property value.

• State Examples: Uttar Pradesh/Maharashtra (approx. 6-7%), Karnataka (approx. 5%), Tamil Nadu (approx. 7%).

• The “Women’s Discount”: Many states (like Delhi, Haryana, and Punjab) offer a 1%–2% discount on stamp duty if the property is registered in a woman’s name or jointly with a woman.